Forward:
Your privacy is very important to us. This Privacy Policy has been created to demonstrate our commitment to your privacy and security. We recommend that you read the entire Privacy Policy, and contact our Customer Service Department if you have questions about how this policy affects you and your relationship with our company. Our mission is to make your experience at this website, with our products and services as enjoyable and rewarding as possible, and we want you to use this website with complete confidence. For this reason we would like to detail exactly how personal information is collected by our company, and how that infomation is used.

Specifically, this Privacy Policy describes how our company collects information from all end users ("users") of our Internet services, those who access some of our Services but do not have accounts; as well as those who may purchase Products and/or pay a monthly service fee to subscribe to the Service. Additionally, this policy explains what we do with the information we collect, and the choices you have concerning the collection and use of such information.

Introduction.
Our company collects information in different ways from users who access the various parts of our website and our Services. We use this information primarily to provide a customized experience as you use our Products and Services, and generally, we do not share this information with third parties. However, we may disclose personal information collected if we have received your permission or in very special circumstances, such as when we believe that such disclosure is required by law or other special cases described herein.

Disclaimer:
YOUR USE OF THIS SITE IS AT YOUR OWN RISK. The Content is provided "as is" and without warranties of any kind, either expressed or implied. Our Company disclaims all warranties, including any implied warranties of merchantability, fitness for a particular purpose, TITLE, OR NON-INFRINGEMENT. Our Company does not warrant that the functions OR CONTENT contained in this site, the downloads, services or products offered herein will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. Our Company does not warrant or make any representation regarding use, or the result of use, of the content in terms of accuracy, reliability, or otherwise. The content may include technical inaccuracies or typographical errors, and Company may make changes or improvements at any time. You, and not our Company, assume the entire cost of all necessary servicing, repair or correction IN THE EVENT OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS SITE OR ITS CONTENT. Our COMPANY MAKES NO WARRANTIES THAT YOUR USE OF THE CONTENT WILL NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT.

You understand that our Company cannot and does not guarantee or warrant that files available for downloading from the Internet, or from this website, will be free of viruses, worms, Trojan horses or other code that may manifest contaminating or destructive properties. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to this site for the reconstruction of any lost data. Our Company does not assume any responsibility or risk for your use of this website, downloads, products or services.

The Content is not necessarily complete and up-to-date and should not be used to replace any written reports, statements, or notices provided by Company. Users of this website, downloads, products or services should use the Content in the same manner as any other educational medium and should not rely on the Content to the exclusion of their own professional judgment. Information obtained by using this site is not exhaustive and does not cover all issues, topics, or facts that may be relevant to your goals.

All of the information in this site, whether historical in nature or forward-looking, speaks only as of the date the information is posted on this site, and Company does not undertake any obligation to update such information after it is posted or to remove such information from this site if it is not, or is no longer, accurate or complete.

Limitation Of Liability:
COMPANY, ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR OTHER DAMAGES, INCLUDING LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL DISTRESS, OR SIMILAR DAMAGES, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL THE COLLECTIVE LIABILITY OF COMPANY AND ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS, TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID TO COMPANY FOR THE APPLICABLE CONTENT, PRODUCT OR SERVICE OUT OF WHICH LIABILITY AROSE.

Indemnity:
You will indemnify and hold Company, its subsidiaries, affiliates, licensors, content providers, service providers, employees, agents, officers, directors, and contractors (hereinafter known as the "Indemnified Parties") harmless from any breach of these policies by you, including any use of Content. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs, expenses, and attorney's fees of the Indemnified Parties in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of the information, downloads, products and services accessed by, through or from this site.

Customer Remedy:
These warranties exclude all incidental or consequential damages. Our company, and its suppliers will not be liable for any damages whatsoever, including without limitation any damages for loss of business profits, business interruption, loss of business information or other pecuniary loss.

Our company's entire liability, and the purchaser's exclusive remedy, shall be a refund of the price paid or replacement of our products, at our option. We limit replacement to thirty days. All remedies are limited to the United States.

Some states do not allow the exclusion or limitation of liability, so these limitations may not apply to you.

Registration:
Users may be asked to provide certain personal information when they sign up for our Downloads, Products or Services including name, address, telephone number, email address, billing information (such as a credit card number), and the type of personal computer being used to access the Services. The personal information collected from users during the registration process is used to manage each user's account. This information is not shared with third parties, unless specifically stated otherwise or in special circumstances.

However, in instances where our company and a partner jointly promote our Products or Services, we may provide the partner certain personal information, such as the name, address, and username of persons who subscribed to the Services as a result of the joint promotion for the sole purpose of allowing us and the partner to assess the results of the promotion.

Cookies:
A "cookie" is a small data file that can be placed on your hard drive when you visit certain Web sites. Our company may use cookies to collect, store, and sometimes track information for statistical purposes, to improve your experience on this website, to improve the products and services we provide and to manage our telecommunications networks. If you are a user we may use a cookie to save your settings and to provide customizable and personalized services. However, these cookies do not enable third parties to access any of your customer information.

Online Shopping:
As you use our website, you can purchase products and services or register to receive materials, such as a newsletter, reports, catalogs or new product and service updates. In many cases, you may be asked to provide contact information, such as your name, address, email address, phone number, and credit/debit card information. If you order services or products directly from our company we will use the personal information you provide only to process that order. We do not share this information with outside parties except to the extent necessary to complete that order.

If you complete an order for someone else, such as an online gift order sent directly to a recipient, you may be asked to provide information about the recipient, such as the recipient's name, address, and phone number. Our company has no control over the third parties' use of any personal information you provide when placing such an order. Please exercise care when doing so.

Data Security:
Our website has security measures in place to protect the loss, misuse, and alteration of the information under our control. While we make every effort to ensure the integrity and security of our network and systems, we cannot guarantee that our security measures will prevent third-party "hackers" from illegally obtaining this information.

Voluntary Customer Surveys:
We may periodically conduct both business and individual customer surveys. Participation in our customer surveys is voluntary and we encourage our users to participate if at all possible. These surveys provide us with important information that helps us improve the types of products and services we offer and how we provide them to you. Your personal information and responses will remain strictly confidential, even if the survey is conducted by a third party.

Children's Privacy:
Protecting children's privacy is especially important to us. It is our policy to comply with the Children's Online Privacy Protection Act of 1998 and all other applicable laws. Therefore we restrict our Web site to persons eighteen years or older.

NOTICE: YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEB SITE FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF THIS WEB SITE, NO INFORMATION OBTAINED BY THIS WEB SITE, FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO.

Partners and Sponsors:
Some products and services may be offered to users in conjunction with an affiliate, independent contractor seller or non-affiliated partner. To provide users some of these products and services, the partner may need to collect and maintain personal information. In these instances, you will be notified before any such data is collected or transferred and you may decide to use, or not to use that particular service or feature.

Special Cases:
It is our company's policy not to use or share the personal information about users in ways unrelated to the ones described above without also providing you an opportunity to opt-out or otherwise prohibit such unrelated uses. We may, however, disclose personal information about users, or information regarding your use of the Services or Web sites accessible through our Services, for any reason if, in our sole discretion, we believe that it is reasonable to do so, including: credit agencies, collection agencies, merchant database agencies, law enforcement, or to satisfy laws, such as the Electronic Communications Privacy Act, the Child Online Privacy Act, regulations, or governmental or legal requests for such information; to disclose information that is necessary to identify, contact, or bring legal action against someone who may be violating our Terms Of Service, or other user policies; to operate the Services properly; or to protect our company and our users or customers.

Revisions:
Our company reserves the right to revise, amend, or modify this policy, our Terms Of Service agreement, and our other policies and agreements at any time and in any manner, by updating this posting.

This Privacy Policy will be governed and interpreted pursuant to the laws of New Mexico, United States of America, notwithstanding any principles of conflicts of law. You specifically consent to personal jurisdiction in New Mexico in connection with any dispute between you and Company arising out of this Privacy Policy or pertaining to the subject matter hereof. The parties to this Privacy Policy each agree that the exclusive venue for any dispute between the parties arising out of this Privacy Policy or pertaining to the subject matter of this Privacy Policy will be in the state and federal courts in New Mexico. If any part of this Privacy Policy is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. this Privacy Policy constitutes the entire agreement among the parties relating to this subject matter. Notwithstanding the foregoing, any additional terms and conditions on this site will govern the items to which they pertain. Company may revise this Privacy Policy at any time by updating this posting.

Our company reserves all rights not expressly granted here.

Questions:
If you have any questions about this Privacy Policy or the practices described herein, you may contact us through the contact information provided on this Web site.